When to Refinance Your Home
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This rate is the percentage of the loan value that you will be charged in interest, should you take the entire…
Finding a Lender or Broker When Buying a House
The home buying search starts with house hunting but did you know that you should also be shopping around for a lender or broker? Questions to Ask When you first start looking for a lender or broker, you can begin…
Mold 101: What to Know and What to Do If You Have It
As a homeowner, one of the hazards that you want to watch out for comes in a fuzzy, smelly form. Yes, I’m talking about mold. From the benign to the toxic, here is what you need to know about mold…
Common Terms Used When Financing a Home
If you are in the process of buying a home, you are probably looking to get a loan for your purchase. A loan for the purchase of a home is called a mortgage. Here are some other common terms that…
Adjustable Rate Mortgages – Pros and Cons
Shopping for a new home can be a lot of fun. You get to explore neighborhoods, different styles of home, and (hopefully) find just the right place for you. Shopping for a mortgage is less glamorous, but still a very…
A Pipe Burst in My House… Now What?
If you are a homeowner, you have probably experienced a home maintenance surprise. If you haven’t yet, chances are it will happen at some point. Here are a few questions to ask yourself before you take the next step. Are…
Understanding Your Amortization Schedule
Congratulations, you bought a house! Before you’re able to unpack the last box, your mortgage company has probably been in touch about making that first monthly payment. Welcome to homeownership! If you are itching to get that loan paid off…
What Kind of Insurance Do I Need for My Home?
Home is where the heart is. It’s also usually where all of our stuff is and if you want to protect your belongings against fire, flooding, theft, or other accidents, you will need insurance. Insurance is essentially a contract that…
Do I Need Flood Insurance?
Depending on where you live, flooding may be a daily worry, seasonal concern, or something that you never have to watch. Flooding can quickly become very dangerous to both people and property. The best way to keep yourself safe is…
How much equity do I have in my home?
Home ownership is an admirable goal and one that many Americans work towards throughout their lives. You may think that once you sign on the dotted line and have the keys to your own home, you are a home owner.…
